Insurance is one of the largest industries in the world today. Do you know who helped popularize insurance in the United States? In 1752, Benjamin Franklin founded the Philadelphia Contributorship for the Insurance of Houses from Loss by Fire. This made a lot of sense, because at the time, mostly all houses were built from wood.
Insurance in 21st Century has grown more than Ben Franklin would have ever imagined and is quite a bit more complicated today than in the 1700’s. The insurance industry in the United States is heavily regulated and the cost of doing business is growing all the time.
KS&L partner Mark Semeraro heads our insurance defense practice and has tenaciously and successfully defended thousands of insureds in a variety of matters, ranging from toxic tort class action litigation suits to civil rights, employment and auto negligence matters. Mr. Semeraro regularly defends insureds of Selective Insurance Company AIG-Lexington Insurance, New Jersey Intergovernmental Insurance Fund, Monmouth County Joint Insurance Fund and Morris County Municipal Joint Insurance Fund to name a few.
In this area, we represent insurance carriers, insurance funds, self-insured clients and clients with self-insured retentions in the following areas:
- Civil rights claims
- Coverage disputes
- Directors and officers liability claims
- Employment liability claims
- Error and omissions claims
- General liability claims
- Slip and falls
- Auto/commercial vehicle claims
- Malicious prosecution claims
- Professional negligence claims
- Public entity defense
- Toxic tort claims